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Important Facts You Need to Know About Covered California Obamacare

Covered California is considered the health insurance marketplace I the United States state of California as mandated by the Patient Protection and Affordable Care Act or ACA. The government of California administers Covered California by an independent agency. California was the first state in the United States to set up a health insurance marketplace and the California Health Benefit Exchange was created under then-Governor Arnold Schwarzenegger, prioritizing Obamacare in 2010. Through the Patient Protection and Affordable Care Act and Obamacare, Californians can get federal premium assistance to help of Covered California and avail private insurance.

In California under Covered California, the insurance companies that participate in individual and family exchange as of 2017 include Sharp Health Plan, Valley Health Plan (owned by Santa Clara County), Western Health Advantage, Anthem Blue Cross of California, Blue Shield of California, Health Net, Kaiser foundation health Plan, L.A. Care Health Plan, Molina Healthcare, Oscar Health, Chinese Community Health Plan, and Brand New Day. All Californians can sign up for the open enrollment that starts each fall, and others may be eligible to sign up anytime during the year due to life-changing events such as moving, having a child, or getting married. The covered California income limits need consumers to have a household income ranging from 0% to 400% of the Federal Poverty Level in order to qualify for the government health insurance plan assistance.

In order to determine your qualification, you can check on the Obamacare income guidelines chart basing on the Federal Poverty Level online. According to the Obamacare Income Guidelines and salary restrictions, an individual earns less than $47,520 in a year, or a family makes less than $97,200 per year, they may qualify for government assistance basing on their income, and a greater amount of government assistance is available if a family has a lower household net income. What are the requirements for low-income females who are expecting a baby? Basing on the Obamacare income limits guidelines and restrictions, pregnant women qualify for Covered California if her household earnings is more than 138% to 213%. Basing on the Covered California income guide, children who are under 19 years old may qualify for MediCal when the family household income is 266% or less. It is important show document proofs to verify your household income threshold which include bank statements, paystub, and others.

The Obamacare simplified is very helpful to low-income earning families, making quality healthcare accessible to everybody. The Covered California website is your resource hub for Obamacare or Medicare and Fresno insurance simplified. Be an informed California citizen, know your rights and benefits, feel free to visit our website or homepage for related articles now! Health is wealth, so take advantage of quality health care through Obamacare now.